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ASR, CBR, CRB, SRES, New construction, Staging & Relocation.




Posted by Joyce Torelli on 11/7/2018

Home staging is one of the most tried-and-true methods of selling your home faster. It can also help you increase the purchase price of your home by between one and five percent.

However, working with a professional home stager--while a good investment--is not always in everyoneís budget.

The good news is, there are a lot of simple and inexpensive ways to stage your home that will give visitors a good first impression, make for great photos for your online listing, and hopefully help speed up your home sale.

In todayís post, weíre going to break down six of the most effective and inexpensive home staging tips to help you sell your home faster.

1. Declutter everything

Cleaning out your home is one of the best ways to make it appear more spacious and welcoming. It gives you the chance to start packing items you wonít need until you move into your new home, and it opens up space to use a few choice decorations around the home.

For things like cabinets and closets, remove all of the items you wonít need until you move. A closet that is half-full will look much larger for guests viewing your home.

2. Clean carpets and polish wooden furniture

Carpets, flooring, and furniture make up a large percent of the visible space in your home. Leaving these items dirty or worn when selling your home is missing out on a huge opportunity to make your home look up-to-date and well-maintained.

You can rent a carpet cleaner for as little as $20, and a gallon of wood polish costs around $15, making these two items a solid investment for staging your home.

3. Paint with bright colors

When we paint our homes we usually choose colors that we like, rather than ones that appeal to the largest number of people. And although thatís a great thing while you own a home, it can be detrimental when it comes time to sell. Repainting dark walls in bright, neutral tones will make the room feel larger and well-lit.

4. Paint the front door while youíre at it

A freshly painted, bright colored front door can be the secret weapon when it comes to making your home stand out amongst your neighbors. It is a cheap way to quickly freshen up the exterior of your home and increase curb appeal.

5. Purchase a new welcome mat and mailbox

Welcome mats tend to get a lot of use and wear down. Similarly, mailboxes often get dented and faded over the years.

These two items can be excellent accents to improve the curb appeal of your home. Choose colors that match the overall color scheme of your home to establish a sense of continuity.

6.  Rearrange furniture to allow foot traffic

When someone comes to view your home, youíll want to sure they have ease of access to each part of the house. Rearrange the furniture in your kitchen, dining room, and bedrooms to make it easy to tour the home.





Posted by Joyce Torelli on 11/2/2018

This Single-Family in Marlborough, MA recently sold for $340,000. This Split Entry style home was sold by Joyce Torelli - ERA Key Realty Services - Distinctive Group.


500 FARM ROAD, Marlborough, MA 01752

Single-Family

$349,900
Price
$340,000
Sale Price

5
Rooms
3
Beds
1/1
Full/Half Baths
Welcome to 500 Farm Road. O.H. Sun. 12-1:30 PM. This deceiving split level home features 3 beds, 1.5 baths, a large 2 car garage with laundry and direct entry. The lower level includes a 1/2 bath, foyer and a family room or bed room. It has a BRAND NEW efficient pellet stove and french doors leading out to a brick patio overlooking the level back yard. The kitchen has been opened up and is adjacent to the vaulted dining room. There are french doors leading out to a wood deck overlooking the spacious and level back yard. Down the hall is a large full bath with a jetted tub and large closet. There is access from the Master bedroom and hall from this bathroom. Gleaming hardwood flooring, efficient gas heating and central air, NEW bluestone entry way and ready for new owners! Make an appointment today!

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Categories: Sold Homes  


Posted by Joyce Torelli on 10/31/2018

Refinancing your home can have many benefits. First, youíll be able to take out money to address immediate needs in your home like improvement projects. These things can only benefit your homeís value in the long term. Before you take the leap to refinance your home, you should be sure that youíre actually ready to take this step. Knowing what youíre in for allows the entire process to go more smoothly. Read on for tip to understand more about the refinancing process and what youíll need.


Know Your Finances


Just like when you initially purchase a home, refinancing your home will require you to have your finances in order. Take a look at your budget and needs and determine if it makes sense for you to refinance your home. For example, your employment status or distance from life goals like retirement could have a factor on the term of the loan youíre willing to take out. A 15-year mortgage may make more sense than a 30-year mortgage, but your monthly payments will also be a bit higher. You need to take all of this into consideration before you refinance. 


Your credit score will also be a factor in refinancing your home just as it was when you initially bought your house. Check your score and see if any red flags pop up. Getting these corrected earlier rather than later can help you to get a better rate on the loan. There are plenty of free services that exist online that allow you to check your credit score.   


Know The Value Of Your Home


If you know the value of your home and understand how much equity youíve built up in the house, it will give you a better idea of your refinancing options. You canít get more than 70% of what your home is currently worth as a cash-out refinance. If you owe more than your home is worth, you might be in a tighter financial situation than you realize. You can do plenty of things to increase the value of your home; it will just take some time. You may even consider selling your house, making a move, and starting from scratch. Financially, this could be the best option, and you could also end up with a better interest rate.


Getting your finances in order and the simple act of preparing for a home refinance could give you some insight into your financial picture after being a homeowner for some time.


Stay out of debt. Donít open new accounts. Pay down any debt you may have. That is the standard advice for people who are trying to get in good financial standing before buying a home or refinancing a home. 


Do some research and find the best home loan refinance rates around. Then, look into your own finances and decide whatís best for you regarding refinancing your home loan.      





Tags: Mortgage   refinancing  
Categories: Uncategorized  


Posted by Joyce Torelli on 10/24/2018

Buying a home is a lengthy process that requires months or even years of planning. The end result, however, is to have a home you can truly call your own and to own equity that you can then use later down the road.

Figuring out the right time to buy a home can be difficult for prospective homeowners. Youíll need to have a firm grasp on your finances and personal goals for what you want your life to look like for the next 5 or more years.

Buying a home in more than just a financial commitment. It also means you take on all of the responsibilities of owning that home. Maintenance, both inside and out, can take up a significant amount of your time.

Furthermore, owning a home ties you down to one area. Youíll need to determine if youíre ready and able to settle in one area for the next 5-7 years. This has implications for careers and for family life. Will your job bring you elsewhere? If you change jobs, are there ample opportunities where you live? These are just a couple of the questions youíll need to ask yourself before deciding whether youíre ready to buy a home.

To simplify the process, Iíve created a checklist for some of the things youíll need before youíre ready to buy a home. While this list does cover the basics, there may be other factors unique to your circumstances that youíll have to take into consideration.

So, if youíre thinking about buying a home sometime in the near future, read on for the checklist. And, keep in mind that these are not necessarily mandatory before buying a home. But they will give you the best chance of making a solid investment and securing financial stability.

The home buyerís preparedness checklist

  • Raise your credit score to 750 or more. A score in the ďexcellentĒ range will help you get the lowest possible interest rate on your mortgage. Itís possible to get approved for a mortgage with a score that is much lower, but a high score is ideal and can help you avoid PMI and a high interest rate.

  • Have an emergency fund saved. You donít want to buy a house and then suddenly find yourself needing money for an emergency. Save a monthís worth of expenses before your down payment.

  • Have an active budget plan for saving up your down payment. Creating a dedicated savings account that you automatically have a portion of your pay deposited into is a good way to ensure that you meet your savings goals.

  • Bolster the case for your financial stability. Lenders will want to see that your income is predictable and regular. Keep records of your income, tax returns, and anything else that can help show that youíre making more than enough money to safely lend to.

  • Have open conversations with your family. If youíll be buying a home with a spouse and/or children, discuss what youíre looking for in a home. This can include location, size, etc. Itís a good idea for everyone to be on the same page before you ever start shopping for a home.

  • Get preapproved. Getting preapproved for a home loan will make you a better prospective buyer in the eyes of sellers.

  • Run the numbers again. Aside from your mortgage payments, youíll also have to pay utilities, trash removal, property taxes, and any other expenses related to the home. Make sure you can comfortably afford these while still contributing to savings.




Tags: Buying a home   checklist  
Categories: Uncategorized  


Posted by Joyce Torelli on 10/23/2018


385 Hazel Street, Uxbridge, MA 01569

Single-Family

$360,000
Price

7
Rooms
4
Beds
2
Baths
PUBLIC OH SAT.11:30-1:30 10/27/18. SELLER RELOCATING! IMMACULATE SKY-LIT CONTEMPORARY CAPE. Estate setting, 4 Acres- private! SPACIOUS, UPDATED w/4 BDRMS, 2 BTHRMS., Custom Built OVERSIZED 2-CAR Gar. w/Workspace/Storage. Set back, Scenic stone wall, wooded setting. Front Farmer's Porch, gracious Foyer, HW Flrs., Large Country Style GRANITE/MAPLE KITCH., w/Dble.Stainless Sink, Granite&Glass Buffet Wall, 6 Ft. Pantry-Frosted Glass Sliding Doors..OPEN to Dining or TV Rm, & Sliders to Deck & Brick Patio. Lovely Front LIV/FAM. Rm.-Crown Molding, WOOD STOVE, & Built-In Speakers! 1ST. Flr. 4th BedRm/OFFICE. Large Pedestal-1st.Flr. Bthrm, w/White cast iron tub &tiled walls, Linen Closet, & Tiled Flr. 2nd.FLR. CALIFORNIA KING MASTER STE. w/SKYLIT Sitting area, 2 WALK-IN Closets, Gas Heat too, & LARGE 3/4 Bathrm! DETACHED 1-CAR GAR/WORKSHOP IN BACK! UPDATES: Kitch/Bthrms/Arch.Roof@2009/Furnace@2006/ Windows/200AMP CB/Septic@2008/ NewGar.Openers w/Wi-Fi control! CLOSE-Rt.16,122,146&downtown.
Open House
Saturday
October 27 at 11:30 AM to 1:30 PM
Motivated seller, relocating, new price! Lovely, charming, spacious, private and near center too!
Cannot make the Open Houses?
Location: 385 Hazel Street, Uxbridge, MA 01569    Get Directions

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Categories: Open House